Health Savings Accounts (HSAs)

If you enroll in a High Deductible Health Plan (HDHP), you’ll automatically have a Health Savings Account (HSA) opened for you with Optum Bank. Dentsu will contribute funds to your account to help offset out-of-pocket medical expenses.

An HSA is a great way to pay for your medical expenses now and save for the future. An HSA offers triple tax advantages. This means your contributions are federal tax free, your qualifying distributions are tax free and any earnings on your account grow tax free. You must be enrolled in the Classic HDHP medical plan to be eligible to sign up for an HSA.

Dentsu contributes a prorated monthly amount to your HSA. $500 annual contribution for individual coverage, $1,000 annual contribution for family coverage.

The 2026 maximum HSA Contributions are:

Single Coverage | $4,400
Family Coverage | $8,750
If you are age 55 or older, you can also make catch up contributions up to $1,000

Keep in mind, your HSA is yours to keep. It goes where you go and any unused balances carry over each year.

Download the Optum Bank app

Enjoy an easier way to manage your HSA. You can pay bills, view transactions, upload receipts and more! Download today on your Apple® or Android™ device.